Colonnade Insurance S.A. – Bulgaria Branch

Last update on: 21/03/2022


By using this website, you acknowledge that you agree to and accept these Terms of Use. Please read carefully these Terms and conditions before using our website. These Terms and conditions may change at any point of time at Colonnade Insurance S.A discretion. You need to pay attention to their current version and therefore it is necessary for you to periodically revisit this page and to learn about the current Terms and conditions as they will impact your activity on our website.


To the extent permitted by any applicable law, the materials on this website are provided without any expressed or implied warranties. Colonnade Insurance S.A. and its branches, its subsidiaries and affiliates (collectively referred to “Colonnade”) are exempt from any liability expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Colonnade does not warrant that access to the materials or functionality of the Website will be uninterrupted or error-free, or that defects will be corrected or that this website or the server that makes it accessible will be free of viruses or other harmful components. Colonnade does not warrant or make any representations regarding the usage or results from the usage of the materials on this website. The information and descriptions contained herein are not intended to be complete descriptions of all applicable terms, exceptions and conditions and are provided for general informational purposes only. Please refer to the existing policy or contract for the products or services. This website may be linked to other websites which are not maintained by Colonnade and Colonnade is not responsible for the content of such websites. The inclusion of any link to such websites does not mean that Colonnade approves them or any of their content.


Although Colonnade makes reasonable efforts to provide accurate and up-to-date information on this website, errors or omissions sometimes may occur. To the extent permitted by any applicable law, Colonnade does not provide warranties or representations about the accuracy of the content of this website and under no circumstances, including but not limited to negligence, Colonnade or any person involved in the creation or provision of the information on this website, will not be liable to you for any direct, incidental, consequential, indirect or contractual damages arising out of the use or inability to use the materials on this website, even if Colonnade or an authorized representative of Colonnade have been notified for the possibility from such damages. Colonnade is also not responsible for any damages to your computer equipment or viruses or other harmful components that may infect this equipment or any other property as a result of your access,  use of this website or downloading of any materials, data, text, images, video or audio materials from this website.


This website is owned and operated by Colonnade. Unless explicitly permitted by Colonnade, no materials from this website or any website owned, operated or controlled by Colonnade may be copied, reproduced, published, posted, transmitted, or distributed in any way. You may download material displayed on this website for your use only, provided that you retain all copyright and other proprietary notices contained in the materials. You may not distribute, modify, transmit, reuse, or use the content of this website for public or commercial purposes, including text, images, audio, and video without Colonnade’s prior explicit written permission. Colonnade does not warrant that by using materials posted on this website, you will not infringe rights of third parties.


Those who choose to access this website do so on their own initiative and are responsible for complying with all local laws. The information contained on this website does not represents an offer to sell or an invitation to purchase any insurance product or other product or service offered by Colonnade, except if this is explicitly mentioned in these Terms of Use. Insurance products or other products or services are not offered and will not be sold by Colonnade, or, if sold by Colonnade, this will not take effect in a jurisdiction where such offer, invitation, purchase or sale would be illegal under the laws governing insurance or under other laws of that jurisdiction. Finally, some products and services may not be available in all jurisdictions.


Any information, other than personal data or information you transmit to Colonnade via this website, by electronic e-mail or otherwise, including data, questions, comments, or suggestions, will be treated as non-confidential and non-proprietary and will become the property of Colonnade. Such information, other than personal data or confidential information may be used for any purpose, including, but not limited to, reproduction, making proposals, announcing, transmitting, publishing, broadcasting and posting. Colonnade is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to Colonnade via this website or by any other means for any purpose whatsoever, including, but not limited to, developing and marketing of products using such information.


All trademarks, trade names and logos are property of Colonnade. Nothing contained on this website may be interpreted as granting by default, waiving or otherwise disposing of any license or right to use any trademark displayed on this website without written permission of Colonnade. The use of the trademarks displayed on this website or the use of any other content on this website, except as provided in these terms of use, is strictly prohibited. The images displayed on this website are the property of or are used with the permission of Colonnade. The use of these images by you or other persons authorized by you is prohibited, unless specifically permitted by Colonnade. Any unauthorized use of images may violate copyright laws, trademark rights laws, privacy and publicity laws, and communications laws.


You acknowledge that any software that might be available or provided to you on this website may contain technology that is subject to control under the export control laws of different countries and jurisdictions. You agree that you will not transfer or extract such software in violation of applicable export control laws and regulations. Colonnade does not permit the downloading or exporting (extraction) of software or technical data from this website in any jurisdiction where such activity is prohibited by law or regulation.


For any Data Privacy questions please refer to the Privacy Policy published on this website, which provides further information about the type of data processed by Colonnade, about the processing purposes, data treatment and other topics related to protection of data.